Types of Loan – Low Interest


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Need extra money? Here’s all you need to know to get a loan at Banco do Brasil!

But if you want, you can also use our incredible loan simulator, to find the lowest interest rates in the market, and in all safety:

Go directly to the BB website Use our loan simulator


What will it take?


 What will it take?

  • Active account at the bank. For this, have in your hands
  • CPF
  • Original identification document with photo (as RG or CNH)
  • Proof of residence
  • Proof of income

See below some lines of credit from Banco do Brasil, and what you need to use each one.




 Loan at Banco do Brasil: THE AUTOMATIC CREDIT

Automatic credit is the least bureaucratic, with monthly payment in up to sixty installments. The loan amount is credited at the time in your checking account, without having to inform the reason of the loan.

Generally the account holders of Banco do Brasil have some pre-approved limit. You can check this limit in your current account statement.

You can also choose the payment date that best fits your routine. Automatic credit can be contracted through the internet, ATM, mobile application or a BB agency. If there is no credit available in your statement, please contact the nearest BB agency.

What you need to have:

  • The conditions for contracting Banco do Brasil automatic credit are to have an active checking account at BB, to have a current and available credit limit and to have the CDC signed.



The salary credit is aimed at people who receive the salary through Banco do Brasil. This is a credit line with special terms and rates.

The contracting of this line of credit can be done at the self-service terminals, at the Banco do Brasil website, at the Customer Service Center or at the branches.

The amount is credited directly to the current account at the time of hiring. All this without having to have a margin available on the paycheck.

If your salary credit has been contracted for some time, you can also change the amount of the installments, extend the payment period or even get some more money.

What you need to have:

  • Hire the BB Credit Renovation.
  • Go to the agency and talk to your manager.


Loan at Banco do Brasil: THE VEHICLE CREDIT


 A new car is a dream of many Brazilians

The BB credit vehicle deals with the purchase of a new or used car, without paying fees in contracting the financing.

All that needs to be done is to search for a car, search the lowest price and access the Banco do Brasil mobile application. Once this is done, you just need to apply for the financing.

The vehicle financing percentage can reach 100% of the value. Payment can be made within 60 months, including grace period. The first installment can be paid in up to 180 days. In addition to these advantages, Banco do Brasil gives the opportunity to choose 1 or 2 years without debit of the financing.

In addition, the debt of the installments is made directly into the checking account, and the amount financed is credited directly to the seller of the car.

What you need to have:

  • You must have an active checking account with Banco do Brasil to request the financing and have the proposal approved.
  • Go to the agency and talk to your manager.
  • Finally, it is worth noting that, before taking any loan with Banco do Brasil, make a budget and see if it fits in your pocket, in order to avoid future debts.



BB Payroll Credit is offered to meet any financial needs. Contracted case, the discount of the installments will be made, automatically, in the contractor’s payroll.

In order to know if it is possible to take a loan for this line of credit, it is necessary that, first, the company or organ from which you receive salary has an active agreement for payroll.

With this type of payroll, there needs to be a prior planning to know if the benefits fit in the pocket. It is worth remembering that the payroll credit of BB is subject to cadastral approval, and that, at any moment, changes can occur without notice in the product and in the agreements.

Among the characteristics of the consigned BB is to highlight the best interest rates in the market, a term of up to 96 months to pay, according to the terms of the agreement. Only after 59 days of the consignee’s contract will the contractor pay the first installment.

In addition, we must remember that the discount of the installment can be done, directly, on the payroll. So much ease!

What you need to have:

  • Have signed the Contract of Adherence to the CDC General Clauses. (Normally this is done when opening the account).
  • The company you work for must have an agreement with the bank for direct payroll discount.
  • To find the nearest Banco do Brasil agency, click here.
  • Go directly to the BB website to use our loan simulator

Remember if

There are several types of loans that you can borrow at Banco do Brasil: you do not have to stay hanging on the Special Check!

Getting a loan at Banco do Brasil is easier than it sounds: many lines of credit are pre-approved for you. If you are a good customer, ie a good payer and have constant account movement, you can get some loan amounts at the ATM, on the internet or by your mobile phone!